Raiffeisen Bank

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Raiffeisen Bank is a top universal bank on the Romanian market, providing a complete range of products and services to private individuals, SMEs and large corporations via multiple distribution channels: banking outlets, ATM, MFM and EPOS networks, phone-banking (Raiffeisen Direct), mobile-banking (Smart Mobile) and internet banking (Raiffeisen Online). Having more than 20 years of activity, Raiffeisen Bank is deeply anchored in the Romanian market. The bank provides a comprehensive range of high-quality financial services and products to more than 2 million individuals, 93,000 SMEs and 5,700 medium and corporate clients. Raiffeisen Bank’s local outlet network covers the entire country, all 351 branches (out of which 43 cashless) being in the urban area. At the end of 2019, the bank had 4485 employees. 

Raiffeisen Bank is a subsidiary of Raiffeisen Bank International AG (RBI), Vienna-based, one of the leading corporate and investment banks from Austria and a top universal bank in CEE. 


Raiffeisen Bank has various specialized units such as the ”retail agency” that services individuals and SMEs. Friedrich Wilhelm Raiffeisen, the private banking trademark, provides bundle products covering different types of investments, in dedicated offices in the most important cities of the country, adding a personal distinction to the Bank’s high-quality services – each top client has a personal banker. On the corporate side, Raiffeisen Bank services companies, public entities and financial institutions. The corporate customers are also serviced through dedicated regional centers established in major cities, this way the customers receiving consultancy services and tailor-made products from their dedicated banking specialists throughout the entire country. 

The Bank's constant priority is to deliver enhanced experience to its customers by developing capabilities on three pillars: Digitization, Simplification and Data. By doing so, the bank wants to provide its customers with simpler, faster, more intuitive banking experiences. 

Hence the Bank provides to its private individuals clients a green mortgage called “Casa Ta Verde”, for encouraging people to acquire green homes, which are energy efficiency certificated homes. 

This is a result of the bank’s collaboration with the Romanian Council for Green Houses (RoGBC) with whom we share the same commitment to encourage and support the construction of better quality, healthier housing while providing financial benefits for occupants. The advantages for our customers when purchasing an energy efficiency certificated home are: a lower interest rate compared to the standard housing credit, lower energy costs, lower maintenance and repair costs, living in a better environment for the whole family due to the ecological and non-toxic construction materials, higher market value of the property over time etc. 


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